Get the best home insurance and rate for you:
Reed & Associates is an independent insurance agency that represents many preferred companies. This gives us the ability to shop around and find the right home or renters insurance fit your needs best.
We work for you not the insurance company. Our goal is to find you the best home insurance coverage, and best rate available anywhere.
When possible we recommend “bundling” your policies with the same company which results in an average saving of 15% and is more convenient.
Reed & Associates will make sure that your home and personal liability exposures are covered adequately and correctly. When purchasing home insurance there are three primary considerations – the value of the home and other structures on the property, the value of personal property and personal liability. Newer homes are insured at replacement cost, manufactured homes and anything over 50 years old is insured at actual cash value. Our goal is to make sure you never pay too much or are insured for less than what it would take to rebuild. We take the time to assess what your home, shop, and other structures would cost to rebuild, how much it would cost to replace your valuable personal possessions and the amount of personal liability coverage you require to provide adequate protection.
If you rent your home, the landlord will have a policy that covers his or her interest in the property, but what about your personal property and liability exposures? Reed & Associates offers Renter’s Insurance that gives you coverage on your personal property, as well as liability coverage in the event that something happens in your home or apartment that causes you to be liable for damages or the medical bills of others. A basic Renter’s Insurance policy costs around $100-120 a year and provides you with the peace of mind of knowing that you are covered!